CompareRent Vs Buy

Rent vs Buy

Compare the financial impact of buying a house with a home loan vs renting and investing the difference.

Buy a House
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$
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Yr
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Scenario Results

Net Worth (House Value)$26,532,977
Monthly EMI$69,426
Total Interest Paid$8,662,206
Rent & InvestWinner
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%
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Scenario Results

Net Worth (Portfolio)$49,660,189
Starting Rent$30,000
Rent Paid Over Tenure$11,903,743

Verdict: Rent & Invest Wins!

Renting and Investing is mathematically superior here. Over 20 years, your investment portfolio outperforms property appreciation by ₹2,31,27,212.

Rent vs Buy: What the Numbers Actually Say

Buying a home is usually framed as obviously better than "throwing money away on rent". That framing ignores opportunity cost: the down payment and the gap between EMI and rent could have been invested. This calculator runs both paths in parallel over your full tenure and reports the net worth difference at the end.