Investment & Wealth Creation Calculators
Ten calculators for projecting what your money becomes. Model a monthly SIP, a one-time lumpsum, a systematic withdrawal, or the compound growth rate you actually earned.
SIP vs Lumpsum
Compare SIP and Lumpsum returns side-by-side.
SIP Calculator
Systematic Investment Plan returns.
Lumpsum Calculator
One-time investment compounding.
CAGR Calculator
Compound Annual Growth Rate.
SWP Calculator
Systematic Withdrawal Plan.
Mutual Fund Returns
Analyze historical mutual fund returns.
Step-Up SIP
SIP with annual increment.
Stock Profit
Calculate profit or loss from equity trades.
Net Worth Calculator
Calculate total assets minus liabilities.
Dividend Yield
Calculate return from dividend payouts.
How to use these investment calculators together
Most people start with the SIP calculator because a monthly investment is the easiest habit to build. Enter what you can genuinely spare each month, an expected return you would defend to a sceptic, and the number of years you will leave it alone. The output separates the money you contributed from the money compounding produced — and over long horizons the second number becomes the larger one.
If you have a windfall rather than a monthly surplus, run the lumpsum calculator alongside it. Comparing the two makes the trade-off concrete: a lumpsum has more time in the market, while a SIP averages your purchase price across market cycles. Neither dominates in every scenario, which is exactly why seeing both sets of numbers matters more than a rule of thumb.
Once you already hold investments, the CAGR calculator tells you the truth about them. A fund that returned 40% one year and lost 20% the next did not average 10% — it compounded to roughly 5.8%. Annualising your real returns is usually more sobering, and more useful, than the headline figures in a fund factsheet.
Every calculator here shows the underlying formula and runs entirely in your browser. Nothing you type is transmitted or stored.